Our Funds

Our current products are mutual funds issued for trading in Mainland China, carefully curated based on several criteria, including:

  • Solid mid to long term performance history,
  • Transparent underlying assets,
  • Large, national-level Chinese banks acting as custodians.

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Fund NameFund TypeRisk ProfileAnnual Average, 2019-202320232022202120202019More InfoBuy Now
Managed Debt MixDomestic – Bond Fund0124.38%-1.88%0.95%6.91%10.48%5.43%View fund details
Conservative Bond & Stock BlendDomestic – Hybrid Fund (20% stock / 80% debt)0239.41%3.08%3.93%16.30%10.98%12.77%View fund details
New Income Stock & Bond MixDomestic – Hybrid Fund (80% stock / 20% debt)03424.45%-11.30%-19.81%12.74%82.83%57.80%View fund details
CSI 300 Index EnhancedDomestic – Stock Index Fund0443.94%-11.89%-17.32%3.80%41.17%View fund details
S&P 500 RMB IndexInternational – Stock Index Fund05414.43%23.92%-12.20%22.39%8.68%29.37%View fund details
NASDAQ 100 RMB IndexInternational – Stock Index Fund06451.25%51.25%View fund details
Beijing Stock Exchange 50 IndexDomestic – Stock Index Fund07513.98%13.98%View Fund Details
China Information Technology IndustryDomestic – Sector Stock Fund08533.33%-4.01%-29.51%43.34%94.64%62.19%View fund details
China Modern Manufacturing IndustryDomestic – Sector Stock Fund09530.86%-21.55%-32.37%22.93%130.56%54.74%View fund details
CSI 300 benchmark comparison (?)Domestic – Shanghai & Shenzhen Stock Market Index5.01%-11.38%-21.63%-5.20%27.21%36.07%

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Don’t see the type of fund you’re looking for here? Let us know!

When selecting products, please remember: Investing involves risk. Our team is here to help with any questions you may have about investment goals and risks. 

More info on risk.

Don’t see the type of fund you’re looking for here? Let us know!

When selecting products, please remember: Investing involves risk. Our team is here to help with any questions you may have about investment goals and risks. 

Invest with Confidence

  • Secure payment processing.
  • Bank-grade security on holdings (see custodians below).
  • Funds are issued by major investment companies, publicly audited, and trade publicly on Chinese exchanges.
  • The ExpatInvest team invests with you - we are active in these funds and the China markets.
  • ExpatInvest is a legally registered partnership in China.

Fund Custodians:

ExpatInvest Partners:

We work in partnership with Citic Bank and Citic Securities. This partnership:

1) Enables us to stay compliant and secure, and

2) Gives us access to full brokerage privileges as a qualified investor in the Chinese markets.

Learn more about us
“Investing with ExpatInvest has been a smooth process. The staff was extremely helpful with setting up my account and explaining the ordering procedures. Tracking my investments on their website is all handled in one easy page where I can see my full portfolio. I’ve recommended their services to many friends and I would absolutely recommend them to you as well.”
Hunter H. International School Teacher, Shanghai
"ExpatInvest provides a much needed service for international residents of China who want to invest and earn interest from their locally earned money, without having to send funds overseas. Finally, someone is filling this gap in the market!"
G. RossEntertainment Industry Manager, Shanghai
"I have been living in China for almost 10 years now, and have been looking for something like this for a long time. Sign up was easy, the team is helpful, and I'm really just glad to finally be investing my Chinese savings."
Robert F. Marketing Manager, Shanghai
"I liked the English language clarity, ability to directly invest Chinese Yuan, and the good historical returns, so I started to regularly invest in the funds offered, and I plan to do so for the long term."
Stephen H.University Lecturer, Hebei Province
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Get Started with just ¥1,000

Frequent Questions

Yes. As of 2018, Foreigners who work on the Chinese mainland can invest in the domestic Chinese financial markets. The funds we offer fall under this category.
It’s likely! To be eligible to purchase mutual funds in China, you need: a bank account in a major Chinese bank, a valid work permit, and a foreign passport. This service is designed specifically for those employed expats who are paid in Yuan Renminbi into a bank in China. Foreign employees with proper documentation are allowed to purchase mutual funds as individuals in China.

Yes. One of the advantages of using ExpatInvest is that there is no foreign currency involved at all. All transactions take place in RMB, and all underlying assets are denominated in RMB. When you sell investments, amounts will be returned to your Chinese bank account or Alipay in RMB.

Currently, all of our funds have a minimum purchase amount of ¥1,000 RMB.

Yes you can invest the salary you earn and the savings you have in China, as long as that income has been properly taxed. 

You can sell your investments as soon as you’d like after purchasing them. Fund companies may assess a small fee if you sell within the first month of ownership. After one month there are no fees or penalties for selling.

Yes – two of our current funds offered invest in international companies. The NASDAQ 100 RMB Index Fund holds the top 100 US-listed companies on the Nasdaq exchange. The S&P 500 RMB Index Fund holds the companies in the Standard & Poor’s 500 Index. We are open to offering more of these types of funds based on demand.

Yes! We have a guide on how to set up automatic payments via Alipay. Contributing regularly to your investment portfolio is called Dollar Cost Averaging, and is widely regarded as a sound investment strategy.

Our WeChat official account ID is ‘ExpatInvest’ (QR code below). From the WeChat account, you can perform all account tasks such as checking your account details & balance, placing buy & sell orders, etc.

We do not have a mobile app at this time.

More on Risk

Risk is a measure of how likely it is that you could lose money in an investment. Knowing the risk level you’re comfortable with and the length of time you expect to invest can help you select an appropriate fund for your investing needs.

The potential for risk in Chinese funds can be categorized in levels from 1 to 5. Knowing the risk level you’re comfortable with and the length of time you expect to invest can help you select an appropriate fund for your investing needs.

 

Conservative funds

Risk level 1

Funds are classified as conservative if their share prices are expected to remain stable or to fluctuate only slightly. Such funds may be appropriate for investors with short-term investment horizons (3 years or less). They usually contain short-term bonds (debt) & cash positions instead of stocks (equity).

 

Conservative to moderate funds

Risk level 2

Funds classified as conservative to moderate are subject to low to moderate fluctuations in share prices. In general, such funds may be appropriate for investors with medium-term investment horizons (4 to 10 years). They usually contain all types of bonds (debt) instead of stocks (equity).

 

Moderate funds

Risk level 3

Funds classified as moderate are subject to a moderate degree of fluctuation in share prices. In general, such funds may be appropriate for investors who have a relatively long-term investment horizon (more than 5 years). They usually contain a mix of bonds (debt) as well as stocks (equity).

 

Moderate to aggressive funds

Risk level 4

Funds classified as moderate to aggressive are broadly diversified but are subject to wide fluctuations in share prices because they hold virtually all of their assets in common stocks. These funds may be appropriate for investors who have a long-term investment horizon (10 years or longer).

 

Aggressive funds

Risk level 5

Funds classified as aggressive are subject to wide fluctuations in share prices. These funds may be appropriate for investors who have a long-term investment horizon (10 years or longer). The unusually high volatility associated with these funds may stem from a number of strategies, such as only choosing stocks from a specific industry/sector.